General Questions
Investing in an asset on Pyse means you own a part of that asset. Your money is used to buy a valuable fraction of a green asset that generates revenue from electricity generated in case of solar energy projects or monthly rentals from the leasing of EVs and water treatment plants. When you invest in any investment pool on pyse, your money goes towards buying physical equipments to set up a solar plant/water treatment plant or buying vehicles from manufacturers directly. Investments on pyse are always visible and highly secure on our blockchain architecture.
On Pyse, your investment options are diverse and impactful to your portfolio. You can chose from a range of investment pools all having different returns and lock-in periods. You can invest in investment pools that contain projects operated by only listed companies that less risky with lower returns. Or you can chose to invest in pools that have start-up leases that are riskier but with higher upsides. Each project provides different returns that you can view on the platform alogn with the risks before investing.
When you put money into any pool, you'll sign a contract that shows you own part of that pool's asset. We also keep a safe and unchangeable record of your ownership that you can view/verify to prove your investment, and trade to change ownership.
When all the money is gathered in the investment pools, it goes into SPVs (special purpose vehicles). These are special companies that just own physical assets that you invest in and sign contracts for income, like PPAs and leases. The money these SPVs make each month is what we send back to the investors as their monthly income.
You don't have to pay any fees upfront. However, there is a 1% bank processing charge and a 1% TDS deduction when you withdraw money out of your wallet to your bank account.
When you invest in any pool, your monthly returns are transferred and stored in the pool contract on the 8th of every month. You can login into the platform and click the “withdraw earnings” button to withdraw your earnigns directly into your registered wallet.
Yes. Since we deal with capital deployed in the real world, there are regulatory mandates to maintain KYC compliances. We use third party GDPR complaint services to perform the KYC and no documents or sensitive information is sotred on our databases.
The security question you answer when you sign up is important for keeping your Pyse wallet safe. It's like a two-step verification that will be asked when you log in on new devices. Make sure you remember this answer because if you forget it, you can't change or recover it, and you'll lose access to your wallet forever.
Pre Investment
No, the way we structure our contracts ensures you will receive your returns from the day you invest in the pool.
Login into the platform, complete your KYC and view all the investment pools that have slots available. View the risk and due diligence documents carefully. Ensure you have sufficient digital dollars in your wallet to meet the minimum ticket size of your pool, and invest.
All investment ownership related documentation is done through ownership of the investment pools you chose to invest in. The legal entity that generates these asset pools and asset ownership tokens is based out of BVI with the necessary licenses to operate the business. Once money for a pool is raised, it is then transferred to the necessary asset holding company depending on which country the asset is deployed in.
The returns are on the basis of projected revenues from the project as agreed in the PPA agreement or lease agreements. Any deviations in revenue/cash flow might affect the investor’s return which is subject to the performance of the asset. However we always promise a fixed return month on month.
Post Investment
The returns provided to you are in digital dollars. When you chose to withdraw this money into INR back into your KYC bank account there will be a 1% TDS. All returns made are pre tax, and an income tax of 30% will be levied as these investments are considered to be done in virtual assets.
You can exit your investment on completion of a lock-in period, or even transfer your ownership of the asset directly without any intervention.
Calculations of your returns are done basis a simple EMI calculator banks use to calculate repayment of loans. You can visit the following page to learn more about this.
All monthly returns you earn on pyse can be tracked using the pyse returns dashboard. You will also receive an email and push notification when your earnings can be redeemed to your wallet, along with a monthly holdings statement.
Pyse with the assistance of our asset management partner network globally will take care of the regular maintenance and performance audits of the assets.
Your returns will be transferred monthly, directly to your wallet for each investment you make. You can withdraw your wallet amount at anytime directly to your KYC verified bank account.
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